[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cekr.cz\/naucte-deti-zachazet-s-penezi-jak-a-kdy-s-tim-zacit\/#Article","mainEntityOfPage":"https:\/\/www.cekr.cz\/naucte-deti-zachazet-s-penezi-jak-a-kdy-s-tim-zacit\/","headline":"Nau\u010dte d\u011bti zach\u00e1zet s pen\u011bzi. Jak a kdy s t\u00edm za\u010d\u00edt?","name":"Nau\u010dte d\u011bti zach\u00e1zet s pen\u011bzi. Jak a kdy s t\u00edm za\u010d\u00edt?","description":"V\u011bt\u0161ina \u010cech\u016f se pot\u00fdk\u00e1 s\u00a0velk\u00fdmi finan\u010dn\u00edmi probl\u00e9my a jsou zadlu\u017een\u00ed. Zadlu\u017eenost to je obecn\u011b n\u00e1\u0161 velk\u00fd probl\u00e9m. M\u016f\u017ee za to i fakt, \u017ee u\u017e \u00fatl\u00e9ho d\u011btstv\u00ed nem\u00e1me o pen\u011bz\u00edch dostate\u010dn\u00e9 znalosti. Neum\u00edme s\u00a0pen\u011bzi zach\u00e1zet a unik\u00e1 n\u00e1m z\u00e1kladn\u00ed finan\u010dn\u00ed gramotnost. To m\u016f\u017ee v\u00e9st do velk\u00e9 dluhov\u00e9 pasti, ze kter\u00e9 je cesta ven hodn\u011b trnit\u00e1. Neud\u011blejte […]","datePublished":"2019-10-24","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.cekr.cz\/author\/#Person","name":"","url":"https:\/\/www.cekr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cekr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cekr.cz\/wp-content\/uploads\/img_a357434_w3770_t1572085330.jpg","url":"https:\/\/www.cekr.cz\/wp-content\/uploads\/img_a357434_w3770_t1572085330.jpg","height":0,"width":0},"url":"https:\/\/www.cekr.cz\/naucte-deti-zachazet-s-penezi-jak-a-kdy-s-tim-zacit\/","about":["Ekonomika"],"wordCount":632,"articleBody":"V\u011bt\u0161ina \u010cech\u016f se pot\u00fdk\u00e1 s\u00a0velk\u00fdmi finan\u010dn\u00edmi probl\u00e9my a jsou zadlu\u017een\u00ed. Zadlu\u017eenost to je obecn\u011b n\u00e1\u0161 velk\u00fd probl\u00e9m. M\u016f\u017ee za to i fakt, \u017ee u\u017e \u00fatl\u00e9ho d\u011btstv\u00ed nem\u00e1me o pen\u011bz\u00edch dostate\u010dn\u00e9 znalosti. Neum\u00edme s\u00a0pen\u011bzi zach\u00e1zet a unik\u00e1 n\u00e1m z\u00e1kladn\u00ed finan\u010dn\u00ed gramotnost. To m\u016f\u017ee v\u00e9st do velk\u00e9 dluhov\u00e9 pasti, ze kter\u00e9 je cesta ven hodn\u011b trnit\u00e1. Neud\u011blejte stejnou chybu se sv\u00fdmi d\u011btmi a ve\u010fte je u\u017e od \u00fatl\u00e9ho d\u011btstv\u00ed k\u00a0finan\u010dn\u00ed odpov\u011bdnosti a v\u0161t\u011bpujte jim z\u00e1kladn\u00ed pravidla o pr\u00e1ci s\u00a0pen\u011bzi. Je hodn\u011b d\u016fle\u017eit\u00e9, aby d\u011bti um\u011bly s\u00a0pen\u011bzi pracovat. Co se v\u00a0ml\u00e1d\u00ed nau\u010d\u00ed, budou si pamatovat i v\u00a0dosp\u011blosti. Mo\u017en\u00e1 je to odrad\u00ed br\u00e1t si zbyte\u010dn\u00e9 p\u016fj\u010dky na dovolen\u00e9, luxusn\u00ed vybaven\u00ed a na z\u00e1bavu. V\u00a0tom jsme toti\u017e my \u010ce\u0161i odborn\u00edci.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Je\u0161t\u011b ne\u017e d\u011bti p\u016fjdou do \u0161koly, za\u010dn\u011bte s\u00a0hrami: d\u011bti by se u\u017e ide\u00e1ln\u011b od \u010dty\u0159 let v\u011bku m\u011bly za\u010d\u00edt u\u010dit jak s\u00a0pen\u011bzi zach\u00e1zet. A nejl\u00e9pe ud\u011bl\u00e1te, kdy\u017e je v\u00a0tomto v\u011bku k\u00a0tomu povedete pomoc\u00ed \u0161ikovn\u00fdch her. M\u016f\u017eete si doma hr\u00e1t na obchod a na nakupov\u00e1n\u00ed, aby d\u011bti v\u011bd\u011bly, jak to v\u0161echno funguje. U toho jim m\u016f\u017eete vysv\u011btlit, kde se pen\u00edze berou, a \u017ee mohou nakupovat jen to, na co pen\u00edzky maj\u00ed. Pomoci ale mohou i z\u00e1bavn\u00e9 stoln\u00ed hry. Je to jen na v\u00e1s, pop\u0159em\u00fd\u0161lejte, co va\u0161e d\u00edt\u011b bude bavit, podle toho zvolte vhodnou hru.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mlad\u0161\u00edm d\u011btem ve \u0161kole u\u017e d\u00e1vejte kapesn\u00e9: jakmile d\u00edt\u011b nastoup\u00ed do \u0161koly, za\u010dn\u011bte mu d\u00e1vat pravideln\u011b kapesn\u00e9. Samoz\u0159ejm\u011b, \u017ee nemus\u00ed j\u00edt o \u017e\u00e1dnou velikou \u010d\u00e1stku. Ta by m\u011bla b\u00fdt sp\u00ed\u0161e symbolick\u00e1. Jen, aby se va\u0161e d\u00edtko se v\u0161\u00edm sezn\u00e1milo a pochopilo z\u00e1klad finan\u010dn\u00ed gramotnosti. Stanovenou \u010d\u00e1stku d\u00e1vejte d\u00edt\u011bti pravideln\u011b. D\u00edt\u011b se nau\u010d\u00ed vyj\u00edt s\u00a0pen\u011bzi na ur\u010ditou dobu a pomalu pochop\u00ed, \u017ee takto vyj\u00edt nen\u00ed \u017e\u00e1dn\u00e1 legrace, u men\u0161\u00edch d\u011bt\u00ed je lep\u0161\u00ed d\u00e1vat kapesn\u00e9 na t\u00fdden, proto\u017ee pl\u00e1nov\u00e1n\u00ed na m\u011bs\u00edc je pro n\u011b je\u0161t\u011b p\u0159\u00edli\u0161 dlouh\u00e1 doba.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Na druh\u00e9m stupni p\u0159itvr\u010fte: pro star\u0161\u00ed d\u011bti na z\u00e1kladn\u00ed \u0161kole u\u017e by m\u011blo b\u00fdt pro d\u011bti samoz\u0159ejmost\u00ed \u0161et\u0159it a u\u010dit se o pen\u011bz\u00edch n\u011bco v\u00edce. V\u00a0tomto v\u011bku za\u010dnete s\u00a0d\u011btmi mluvit i o rodinn\u00fdch v\u00fddaj\u00edch, nau\u010dte je, \u017ee nejprve se mus\u00ed zaplatit v\u00fdlohy jako je n\u00e1jemn\u00e9, voda, elekt\u0159ina, plyn, a \u017ee a\u017e potom m\u016f\u017eete za\u010d\u00edt utr\u00e1cet zbytek. Tak\u00e9 je seznamte s\u00a0t\u00edm, jak funguje bankomat, bankovn\u00ed \u00fa\u010det nebo karta.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Na st\u0159edn\u00ed \u0161kole u\u017e mus\u00ed b\u00fdt samostatn\u00ed: na st\u0159edn\u00ed \u0161kole u\u017e se s\u00a0d\u011bt\u00ed st\u00e1vaj\u00ed pomalu mlad\u00ed dosp\u011bl\u00ed lid\u00e9. Je tedy na \u010dase nechat d\u011bti pln\u011b hospoda\u0159it s\u00a0danou \u010d\u00e1stkou. V\u00e9st je k\u00a0tomu, aby chodili na brig\u00e1dy a pomalu si za\u010daly sv\u00e9 pen\u00edze vyd\u011bl\u00e1vat tak\u00e9 samy, pokud pot\u0159ebuj\u00ed pen\u00edze na nov\u00fd mobil nebo lep\u0161\u00ed oble\u010den\u00ed, ned\u00e1vejte je jim hned. Zkuste je v\u00e9st k\u00a0osamostatn\u011bn\u00ed. I samotn\u00e9 d\u011bti to jednou jist\u011b velice ocen\u00ed a pod\u011bkuj\u00ed v\u00e1m.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nau\u010dte d\u011bti zach\u00e1zet s pen\u011bzi. Jak a kdy s t\u00edm za\u010d\u00edt?","item":"https:\/\/www.cekr.cz\/naucte-deti-zachazet-s-penezi-jak-a-kdy-s-tim-zacit\/#breadcrumbitem"}]}]